RMT helpline 0800 376 3706 :: february 2016 :: RMTnews 13 C ozens and Dean Financial Services Limited is the UK’s largest award winning broker for providing Life, Critical Illness, Income Protection and Employers Liability Insurance to anyone working in the Offshore Oil and Gas and Renewables industry. Unlike many insurers C&D provides policies on standard terms meaning that you are not penalised for working in a perceived high risk industry. What generally happens is an insurer will quote a standard base price, then once an application is completed and details of your occupation are disclosed, the price will increase, sometimes by as much as three times the original quoted price! Also, with various exclusions applied to your plan, such as not covering you when going to and from an installation or vessel via helicopter. Features and benefits provided by C&D • Cover provided worldwide on a 24/7/365 basis. • Free children’s Critical Illness Cover * • Tax Deductible Premiums for Life & Critical Illness if you own a Limited Company • Free Trust Service – which makes sure the money you leave goes to the people you want it to go to, also avoiding possible inheritance tax. • Form Free Policies – everything is completed over the phone • £ 25,000 Free Accidental Death Cover * • Free Health Support Line • Free Claims Handling Service C&D can help with; • New policies • Reviewing existing Policies • Reducing Costs • Possible Tax Relief on Premiums You can call them on 01832 734047 or enquire through their website for a free no obligation quotation. * only available when taking a critical illness policy OFFSHORE INSURANCE COVER