A CREDIT TO THE UNION

RMTnews :: january 2006 :: www.rmt.org.uk 18 Incorporating The MacPhail Lawrence Partnership. 65 Bath Street, Glasgow G2 2DD. e-mail: mail@drummond-miller.co.uk website: www.drummond-miller.co.uk > Injuries at work > Post traumatic stress disorder > Repetitive strain injury > Road traffic accidents > Vibration white finger > Criminal injuries claims Experts in Employment Law, Accident and Injury Claims > Asbestos related diseases > Unfair dismissal > Discrimination > Conveyancing - Estate Agency > Wills & Executries > Family Law Telephone 0141 332 0086 - Glasgow Drummond Miller Drummond Miller ARE PLEASED TO OFFER OUR CONTINUED SUPPORT TO THE RAILWAY, MARITIME & TRANSPORT WORKERS’ TRADE UNION. Legal services helpline for Scottish & North East England members - freephone 0800 328 1014 A CREDIT TO THE UNION When LUL customer services assistant Mufaro Mapanda joined the RMT Credit Union when it was first set up two years ago she just thought it was a good way of saving. However, she later got into financial difficulties and consolidated all her debts into a bank loan only to find out she was being charged exorbitant interest rates. That was when she turned to the RMT Credit Union for help. “It was so depressing getting those white envelopes telling me I was getting deeper into debt, I was always stressed,” says Mufaro. However, RMT’s Credit Union stepped in and took over the £4,000 debt, immediately saving her £200 on interest payments. This meant Mufaro was only paying one per cent interest on a reducing debt and could even afford to take a much-needed holiday to her native South Africa. Credit Union co-ordinator Nicky Hoarau explained that as Mufaro was a Credit Union member for over a year she could take out the maximum loan of five times what she had in her CU account. “After three months members can take out up to three times their shares and after 12 months that rises to fives times the amount,” explains Nicky. Now Mufaro says she can look forward to spending Christmas in Cape Town, instead of in debt. “The Credit Union has saved me a lot of worry. It is funny to think that you can go to the union if you have any work problems and you can go to the union if you have financial problems!” says a clearly satisfied customer. *See page 30 for details of how to join the RMT Credit Union. London Underground worker Mufaro Mapanda talks about how the RMT Credit Union helped her out of her financial difficulties and even took her on holiday