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RMT helpline 0800 376 3706 :: march 2021 :: RMTnews
21
Millions of private renters
don’t have contents insurance
because they think they don’t
own anything worth insuring,
according to the latest Home
Insurance Market Report from
Mintel. This may be true for
some, but it misses the point
for all.
As a tenant, you’re actually
responsible for more than just
your own belongings because
you’re expected to maintain
your home to the standard at
which you rented it. This
includes the landlord’s fixtures
and fittings as well as what
you fill the house with yourself,
so anything from a games
console to the kitchen sink is
potentially at risk of accidental
damage, whether you own it
or not.
The good news is that
members and their families
can find peace of mind with
contents insurance from RMT’s
preferred insurer, UIA Mutual –
and it covers more than you
might think.
Taking it personally
Should the worst happen,
whether it’s to white goods or
white sofas, certain items can
be more expensive to fix or
replace than others. That’s why
UIA’s contents insurance
includes things like personal
liability and tenant’s liability as
standard. It’s designed to
protect you against those
domestic disasters that can
strike at any minute.
From the quirky glass
window in the porch to those
lovely tiles on the kitchen wall,
you can get covered in case
you or anyone in your house
happens to cause damage by
mistake.
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