RMT helpline 0800 3763706 :: may 2010 :: RMTnews 29 Especially welcome at a time when many members are feeling the recession bite, RMT has recently announced the re-launch of a free membership benefit. Giving all members who are UK residents aged 18 to 64 access to £2,500 worth of Personal Accident and Accidental Death insurance free for one year, the cover is arranged by Union Income Benefit (UIB) – a leading provider of family protection insurance to UK workers. So what does this free cover do for members? It means that if you are permanently injured or die in an accident inside or outside of work, the plan would pay out a lump sum of up to £2,500. So if you suffer a fatal accident, it works like life cover, awarding £2,500 to those you leave behind. And in the case of permanent injury, you would receive a payout which depends upon the severity of your injury – loss of hearing or loss of one limb for example would pay £1,250, whereas complete loss of sight/speech or of two limbs pays the maximum benefit of £2,500. The insurance covers you anywhere in the world, the payout can be spent in any way, and the benefits are payable on top of any other insurance you may have. Benefits are not payable if death or permanent loss results from illness, disease or disorder, suicide or attempted suicide. Full details are provided with cover. And is it really free? Yes. RMT has negotiated this benefit at no cost to members or the union. We encourage members to taking advantage of it – and also to consider the optional payable plans that UIB offers to further protect yourself and your family against the financial impact of accidents and illnesses. How do members claim their free cover? All RMT members who are eligible will be sent a letter about the free cover. To register your interest complete and return the coupon enclosed. Alternatively you can register by calling UIB on 0800 076 4990 or go online at www.RMTprotect.org.uk YOUR NEW MEMBERSHIP BENEFIT RMT has renegotiated a free insurance benefit for members with Union Income Benefit (UIB)